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The Best Reward Credit Cards for 2023

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If you are disciplined enough to play the game, there are some really amazing ways to earn fabulous rewards from your credit cards. I know people that have flown their entire family all around the world just using credit card airline mile rewards.

Now this only works if you are disciplined… do not… I repeat…do not… get yourself into financial trouble chasing credit card rewards. The way you play the game is to charge all of your monthly expenses to your rewards credit card and pay it off in full before the interest hits.

If you are doing this with all of your expenses it could rack up to some pretty hefty rewards. Its just so important that if you don’t think you will be disciplined in paying your balance in full, start with a smaller amount and work your way up from there. You will start to lose the upside benefit you have from this method if you have to pay interest.

Also as an added bonus, the credit score algorithm likes the paid-in-full flag so it will also skyrocket your credit score.

Here are the 5 best Reward Credit Cards for 2023

Are you looking for a credit card that offers great rewards? With so many options available, it can be overwhelming to choose the right one. Fear not! We’ve done the research for you and compiled a list of the five best reward credit cards for 2023.

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a popular choice for travelers. With this card, you can earn 100,000 bonus points after spending $4,000 on purchases in the first three months of account opening. You earn 2X points on travel and dining and 1X point per dollar spent on all other purchases. The card also offers a variety of travel benefits, such as trip cancellation/interruption insurance and baggage delay insurance.

2. Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is another great option for travelers. You can earn 100,000 bonus miles after spending $20,000 on purchases in the first 12 months from account opening or earn 50,000 bonus miles after spending $3,000 on purchases in the first 3 months. You earn 2X miles on every purchase, every day. Plus, the card has no foreign transaction fees and offers travel benefits like travel accident insurance and 24-hour travel assistance services.

3. Blue Cash Preferred Card from American Express

If you’re looking for a card that rewards you for everyday spending, the Blue Cash Preferred Card from American Express may be the one for you. You can earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. You also earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), and 1% cash back on all other purchases.

4. Citi Double Cash Card

The Citi Double Cash Card is great for those who want a straightforward rewards program. You earn 2% cash back on every purchase you make – 1% when you make the purchase and another 1% when you pay it off. There are no categories to keep track of or limits on how much you can earn.

5. Discover it Cash Back

The Discover it Cash Back card is perfect for those who want to earn cash back on their purchases without an annual fee. You can earn 5% cash back on rotating categories each quarter (up to the quarterly maximum each time you activate) and 1% cash back on all other purchases. Plus, for new card members, Discover will match all the cash back you've earned at the end of your first year.

In conclusion, these five credit cards offer some of the best rewards and benefits available in 2023. Choose the one that best fits your spending habits and start earning rewards today!